At TEG Federal Credit Union, we pride ourselves on being more than just a financial institution; we are a caring team dedicated to each other and our community. We are seeking an Indirect Lending Manager to join our growing team in Poughkeepsie, NY.

As the Indirect Lending Manager, you will be responsible for managing the Indirect Lending team, directing and coordinating all indirect lending activities within the department, and increasing the credit union’s portfolio of loans and other financial services. You will analyze loan requests submitted to the Indirect Lending Department and make credit decisions based on lending policy.

What We’re Looking For (Qualifications):

• 3-5 years of similar or related lending and underwriting experience
• Experience managing a team is highly desired
• Experience with indirect lending and/or automobile sales is desired
• Strong communication and relationship-building skills
• Must have a valid driver’s license and reliable vehicle
• Must have flexible availability to work some evenings and Saturdays as needed

What You’ll Get (Perks & Benefits):

• Work-life balance and supportive, team-oriented environment
• Comprehensive health, dental, and vision insurance
• 401k match
• Defined benefit plan (pension)
• 5 weeks’ Paid Time Off, and more!

What You'll Do as the Indirect Lending Manager (Responsibilities):

• Manage the Indirect Lending Department and its staff
• Analyze credit worthiness of member applications and make lending decisions
• Work with approved dealerships to ensure TEG’s Indirect Lending program requirements are met and procedures are followed
• Monitor product delivery and quality, including auditing of loan files
• Assist in developing new loan products and services and improving existing loan products and services
• Act as liaison to branches and internal departments for issues regarding lending
• Generate month-end loan department reports

Pay: $65,000 - $75,000 / year, based on experience

Apply NOW for immediate consideration!

TEG Federal Credit Union is an Equal Opportunity Employer. Applications are considered on the basis of skills, experience and qualifications without regard to race, age, creed, color, nationality, gender, sexual orientation, gender identity, marital status, military background, disability or any other legally protected status. All employment related decisions are made in accord with this policy. 

Benefits:

• Competitive compensation
• Medical, Dental, and Vision insurance
• 401(k) Retirement Savings Plan with substantial company match
• Life and Travel Insurance
• Tuition Assistance
• Wellness Reimbursement Program
• Paid Holidays and Vacation

What is a Sustainability & Risk Management Administrator? 

The Sustainability & Risk Management Administrator works within the Sustainability and Risk department to coordinate activities in support of sustainability and insurance programs on behalf of the Company. This role has a focus in applying principles of Risk Management to analyze Central Hudson’s assets, earnings and risk information to prepare policies and reports. Risks can stem from a variety of sources including financial risks, legal liabilities, technology issues, accidents, and natural disasters. This role provides support for and maintains insurance relationships on behalf of the company. This role works closely with other departments within the Company to ensure appropriate accounting treatment and invoicing of financial transactions takes place as well as contributing to forecasting activities for the Company. This role supports the Sustainability Administration in the gathering of data for reporting activities.

What does a Sustainability & Risk Management Administrator do?

• Manages daily insurance and hedging activities and reports
• Supports the preparation of annual budgets
• Supports the preparation of monthly and annual financial forecasts
• Implements best practices in Risk and Sustainability
• Responsible for the compilation and analysis of data in the preparation of reports and filings with regulatory agencies and other outside constituencies
• Involved with Risk Management and Sustainability activities
• Ability to project manage
• Assists with special projects as needed
• Provides support for storm/emergency restoration efforts

What does it take to be a Sustainability & Risk Management Administrator?

Required:

• Bachelor’s degree in Accounting, Finance, Business, Economics, or related field with at least 2 years of relevant work experience. In lieu of a bachelors degree, an associates degree in the aforementioned fields and 4 years of relevant work experience

• Strong analytical, quantitative, organizational, and written/verbal communication skills
• Strong computer skills including proficiency with Microsoft Office Suite (e.g. Word, Excel, PowerPoint) and the ability to learn new computer software programs quickly
• Ability to work individually or as a team (with internal team members or cross functional teams)
• Ability to adapt to a variety of assignments and manage a number of projects in a deadline-oriented, fast-paced environment
• Valid driver’s license

Preferred:

• Experience with Compliance programs
• Experience with Insurance and Risk programs

Applications will be accepted until May 23, 2024. 

This position has a career path which allows for advancement opportunities within a job series. The title and level are commensurate with experience.

Pay range: $78,900- $144,900

Please go to www.centralhudson.com/employment. Click the “Search Career Opportunities” button. Follow the directions to submit an application and upload your resume for the desired position. Applications sent via e-mail and US Mail will not be accepted.  No phone calls or agencies, please.  All replies will be held in strict confidence.

All qualified applicants will receive consideration for employment and will not be discriminated against on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or protected veteran status.  Central Hudson Gas & Electric Corporation takes affirmative action in support of its policy to employ and advance in employment individuals who are minorities, women, protected veterans, and individuals with disabilities.

VEVRAA FEDERAL CONTRACTOR

General Summary: 

Provides full-service banking to high-net-worth individuals, professionals and business owners.  Coordinates credit & lending, deposit-related services, including treasury/cash management, investment and trust services, and maintains customer awareness of company services.

Essential Duties and Job Responsibilities:

1. Calls on potential or existing customers to develop new business by promoting company services and products.  Maintains integrity of program by targeting only qualified prospects and referring unqualified clients to the appropriate branch.  Seeks referrals from current client base.
2. Monitors entire credit approval process and account on-boarding.  Assists with cross sell of company-wide services such as credit cards, personal trusts, and investment and estate planning services.
3. Maintains frequent contact with clients, returning all incoming calls and addressing problems/questions.  Serves as a private banking relationship manager, in coordination with client sponsors to provide consumer and commercial banking services, advisory services, trusts and estates.
4. Has access to complete credit, banking files, investment and trust and estate client information.
5. Identifies and evaluates client needs by utilizing financial profiles to determine cross-sale opportunities to meet production objectives.
6. Participate in selected community activities and organizations to enhance the company’s prestige with customers and generate new business.
7. Relies on extensive experience and judgment to plan and accomplish goals.
8. Attends appropriate seminars and training classes to remain knowledgeable about all company products, programs, pricing, underwriting guidelines, procedures and documentation requirements.
9. Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act and the Office of Foreign Assets Control
10. Interface with all areas of the bank.

EDUCATION, CERTIFICATION, EXPERIENCE:

1. Bachelor’s degree required. Any advanced degrees or certifications preferred.  Candidates will be considered if they have a two-year degree with at least 5 years well rounded working banking experience in different areas of a bank (banking, trust, lending and investments).
2. CFP certification a plus.
3. In market experience / local book of business a plus.

KNOWLEDGE, SKILLS, ABILITIES:

1. General knowledge of all related private banking services, especially credit, lending, deposit, asset management and trust/estates matters.
2. Excellent communication skills, effective writer with high-touch professional demeanor.
3. Ability to communicate both inside and outside of bank.
4. Quality control of all products used by the customer.
5. Proficiency in sales and service techniques – prospecting and networking.
6. Strong financial acumen, general knowledge of commercial lending to small businesses.
7. Ability to establish credibility and rapport, excellent customer contact skills.
8. Contacts in the market, especially Centers of Influence are helpful.
9. Superior writing skills; public speaking required.
10. Extensive experience with Salesforce CRM platform.

WORK ENVIRONMENT:

1. General office environment with frequent client facing contact.
2. Fast-paced
3. Deliver exceptional client experience.

PHYSICAL DEMANDS:

1. Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 20 lbs. 
2. Must be capable of climbing. Descending stairs in emergency situation. 
3. Must be able to operate routine office equipment including telephone, copier, and calculator. 
4. Must be able to work extended hours whenever required or requested by management.  Must be capable of regular, reliable and timely attendance.
5. In and out of market travel required.

Special Note:

External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above.  Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances.

Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank.  Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job. 

This job description in no way states or implies that these are the only duties to be performed by an employee.  Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee’s knowledge, skill and ability as well as his/her mental and physical abilities.